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You are here:HomeOur resourcesCredit Cards FAQ→If I have bad credit should I try for the unsecured card with high fees for borrowers with credit pr
If I have bad credit should I try for the unsecured card with high fees for borrowers with credit pr      
Written by zhangyuan   
January 15, 2008 11:31

If you are considering either the unsecured card or the secured card, choose the secured card. You will save money in the long run by going with the secured card.  The other good thing about a secured card is security deposit is refundable but with an unsecured card you will never get the fees back. 

Another benefit of choosing the unsecured card is that the fees on the unsecured card are not refundable and you will have to pay interest on any initial charges you don't pay right away.

 
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