If you don't want to do too much surfing around or be upsold too many offers of pre-approved and low-interest products, you can simply visit the Federal Reserve System's site at www.federalreserve.gov.

Every six months, the Federal Reserve's site surveys the terms of a host of credit card plans, then publishes a report of the findings, which are available on-line.

While this is a non-partial, reputable report, you still will want to contact the credit card issuers directly to confirm that all the information is current and to learn about other credit card plans available.