Discover card has to get creative when trying to lure customers over to their side of the fence. Competing against the big names - MasterCard and Visa is no easy task, but Discover has come up with a clever rewards program that just might make more people see the Discover card as a better option for their credit card choice.

We play a lot of Texas Hold ‘em at my house. When we don't have the gang over for our bi-weekly card night, we've probably got the World Series of Poker playing on the tv.

There are less than 71 days until Christmas - and we are just entering the biggest shopping season of the year! I'm determined to pay for most everything with cash this year - because I can remember all too many years gone by when I charged more than I should have and paid for it (and paid for it, and paid for it...) later in interest and finance charges.

Usually, I'm the first to say that if you use credit cards, you decrease your chances of getting financing for big ticket items like a new car. That's because the majority of people get in over their heads with credit cards and are unable to keep up with the payments. (that doesn't mean everybody who uses credit cards ends up paying late- it just means the payments drag on and on because it's actually a small percentage of people who pay their credit card bills in full every month)

I absolutely love to travel. I like to just throw a duffle bag of stuff into the backseat of the car, and take off- coffee in hand and no idea where I might end up.

When looking to open a new credit card, it can be very difficult to decide which one to choose, especially considering the huge number of credit cards available. But don't just pick the first one that is offered to you. With so many options, you should shop around and find the card that you can get the most benefit out of. Depending on your needs, a reward credit card may be the best option.

In today's world, it's almost essential to have at least one credit card. Hotels and rental cars, large purchases, emergencies and even for identification purposes - you need a credit card. Why not have one that rewards you for your purchases? With so many credit card companies and so many different offers, it's easier than ever for In today's world, it's almost essential to have at least one credit card. Hotels and rental cars, large purchases, emergencies and even for identification purposes - you need a credit card. Why not have one that rewards you for your purchases? With so many credit card companies and so many different offers, it's easier than ever for consumers to take advantage of reward programs. Here are a few tips on finding the right credit card for you - and how to get the maximum benefit from it.